What This Privacy Policy Covers

• This policy covers how PakBRIDGE.com treats personal information that PakBRIDGE.com collects and receives, including information related to your past use of PakBRIDGE.com products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
  
  
• This policy does not apply to the practices of companies that PakBRIDGE.com does not own or control, or to people that PakBRIDGE.com does not employ or manage. In addition, some companies that PakBRIDGE.com has acquired have their own.

Information Collection and Use

General

• PakBRIDGE.com collects personal information when you register with any service of PakBRIDGE.com, when you use PakBRIDGE.com products or services, when you visit PakBRIDGE.com pages or the pages of certain PakBRIDGE.com partners, and when you enter promotions or sweepstakes. PakBRIDGE.com may combine information about you that we have with information we obtain from business partners or other companies.
  
  
• When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, NIC number, and information about your assets. When you register with PakBRIDGE.com and sign in to our services, you are not anonymous to us.
  
  
• PakBRIDGE.com collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
  
  
• PakBRIDGE.com automatically receives and records information on our server logs from your browser, including your IP address, PakBRIDGE.com cookie information, and the page you request.
  
  
• PakBRIDGE.com uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children

• PakBRIDGE.com does not contact children under age 13 about special offers or for marketing purposes without a parent's permission.
  
  
• PakBRIDGE.com does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

• PakBRIDGE.com does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:
  
  
  • We provide the information to trusted partners who work on behalf of or with PakBRIDGE.com under confidentiality agreements. These companies may use your personal information to help PakBRIDGE.com communicate with you about offers from PakBRIDGE.com and our marketing partners. However, these companies do not have any independent right to share this information.
    
    
  • We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing PakBRIDGE.com to collect and use their child's information without consenting to PakBRIDGE.com sharing of this information with people and companies who may use this information for their own purposes.
    
    
  • We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
    
    
  • We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of PakBRIDGE.com's terms of use, or as otherwise required by law.
    
    
  • We transfer information about you if PakBRIDGE.com is acquired by or merged with another company. In this event, PakBRIDGE.com will notify you before information about you is transferred and becomes subject to a different privacy policy.
    
    
  • We may use your email address and/or automatically subscribe it in our newsletter database to send you emails related to PakBRIDGE.com's products and services and/or our affiliates and sponsors' products and services.
    
    
• PakBRIDGE.com may display targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
  
  
  • PakBRIDGE.com does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
    
    
  • PakBRIDGE.com advertisers may include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies, showrooms).
    
    
• PakBRIDGE.com works with vendors, partners, advertisers, and other service providers in different industries and categories of business.

Cookies

• PakBRIDGE.com may set and access PakBRIDGE.com cookies on your computer.
  
  
• PakBRIDGE.com lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to PakBRIDGE.com's cookies.

Your Ability to Edit and Delete Your Account Information and opt out of our Newsletters

General

• You can edit your PakBRIDGE.com Account Information, at any time.
  
  
• New categories of marketing communications might be added to the Newsletter's subscription page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.
  
  
• We reserve the right to send you certain communications relating to the PakBRIDGE.com service, such as service announcements, administrative messages and the PakBRIDGE.com Newsletter, that are considered part of your PakBRIDGE.com account, without offering you the opportunity to opt out of receiving them.
  
  
• You cannot directly delete your PakBRIDGE.com account, neither you can edit/or delete your ads where mentioned, however you can send us an account deletion request, so we can delete it manually. We reserve rights to delete your account if not accessed for/within 30day(s) with/or without informing you. Your information may remain in our archived records after your account has been deleted.

Confidentiality and Security

• We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
  
  
• We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Changes to this Privacy Policy

• PakBRIDGE.com may update or change this policy without any prior notice.

Effective Date: December 10, 2007